Part of Tata group
Tata Capital
Tata Capital is growing across retail, housing, SME and corporate lending (Business Today, 28 Sept), with Q1 FY27 profit up 56% to ₹1,628 crore on lower provisioning (Mint, 22 Sept). Cost of funds climbed to 7.3% and NIM slipped to 5.03% (Mint).
All figures consolidated. The figure for Q1 FY26 is confirmed on that basis by .
up over 56% YoY
Latest moves
Our read of each move first, where we have one; what the report said is marked Reported.
Background
From 5 stories, the newest dated 29 Sept 2026. Summary written 3 Oct 2026.
Tata Capital is a non-bank lender (NBFC) in the Tata Group. [1] source: Business Today[2] source: NDTV Profit
Show 3 more paragraphs and 5 sources
Citi cited growth across its retail, housing, SME and corporate loans. [1] source: Business Today Retail and SME loans are 85-87% of its portfolio, according to Mint. [3] source: Mint It listed in October 2025 at an IPO issue price of ₹326. [4] source: The Hindu BusinessLine[3] source: Mint S&P rates Tata Capital "BBB" with a stable outlook. [5] source: The Hindu BusinessLine
For Q1 FY27, Tata Capital reported net profit of Rs 1,547 crore, up 56.3% YoY, and had expanded to 1,491 branches. [2] source: NDTV Profit Its AUM was Rs 2,90,502 crore as of June 30, 2026, up 22% YoY. [2] source: NDTV Profit Mint reported a Q1FY27 NIM of 5.03% versus 5.17% in the prior quarter, and cost of funds rising from 7% to 7.3%. [3] source: Mint Tata Capital expects 23-25% AUM growth led by retail and SMEs. [3] source: Mint Citi initiated coverage in September 2026 with a buy rating and a Rs 450 target, and the stock slipped 3% to Rs 327.05 on 28 September. [1] source: Business Today[2] source: NDTV Profit
Mint said rising funding costs and RBI proposals on revolving loans may pressure margins. [3] source: Mint Its shares were down 12.5% from the ₹390.20 all-time high. [3] source: Mint
Sources
Questions about Tata Capital
How many Tata Capital stores are there?
Tata Capital had expanded to 1,491 branches, as reported with its Q1 FY27 results in September 2026. [2] source: NDTV Profit
Who owns Tata Capital?
Tata Capital is part of the Tata Group, and Citi covers it as a Tata Group NBFC. [1] source: Business Today[2] source: NDTV Profit
How fast is Tata Capital growing in India?
Tata Capital reported Q1 FY27 net profit of Rs 1,547 crore, up 56.3% YoY, and AUM of Rs 2,90,502 crore as of June 30, 2026, up 22% YoY. [2] source: NDTV Profit
More stories about Tata Capital
- Resona Bank partners with Tata Capital, commits $20M to Growth Fund III
- Tata Capital Q1 FY27 profit jumps 56% as retail and SME lending drives AUM growth
Stories that mention Tata Capital
6 stories
Tata Capital is named in these stories but is not their subject.
- Tata Sons shortlists Narendran, Agrawal and Chauhan for chairman succession
- Aditya Birla Capital enters gold loans, targets 1,000 branches in three years
- Tata Capital Healthcare Fund leads $30M investment in Tenet Diagnostics
- RBI retains Tata Sons on upper-layer NBFC list as deregistration review continues
- Meesho’s ₹5,421 crore IPO among NDTV Profit’s IPO of the Year nominees
- India auto retail targets 3 crore sales as FADA pushes dealer-centric financing overhaul